Earn Up To 12% Interest: Search Below For Top Savings Accounts In 2023

Don’t let your savings go to waste!

Unlock the power of higher interest rates and watch your money grow with a top savings account in 2023. With the potential to earn up to 12% annual percentage yield (APY), you can’t afford to miss out on this opportunity. Let your savings work harder for you and maximize your earning potential. Start your search now to find the savings account that pays the highest interest right now. Don’t settle for less when it comes to your financial goals. Take action today and secure your financial future with the best savings account options available.

Ally Bank

• 0 additional fees or monthly minimums
• APY:0.50%

Ally Bank is highly competitive with many of the larger institutions in the industry. Plus, you can open an account and start depositing 100% remotely, making it a convenient choice for those who prefer online banking. Along with high yield savings accounts, Ally Bank also offers CDs, checking accounts, IRA savings options, and 24/7 remote support. However, it’s important to note that Ally Bank has no physical locations, which means you cannot deposit money at an ATM or visit a branch.

American Express Savings

• APY: 0.50%

Looking for a high-yield savings account with a reputable brand? American Express is a solid choice, with an Annual Percentage Yield (APY) of 0.50%. American Express offers one of the best savings account rates on the market, making it a great option for anyone looking to grow their savings. In addition to competitive interest rates, American Express offers useful financial resources and educational articles on its website. Plus, with 24/7 support and the ability to make up to nine withdrawals per month, it’s a convenient and flexible option for those seeking to maximize their savings potential.

Marcus by Goldman Sachs

• No-fee high-yield saving accounts
• APY: 0.50%

Sure, here’s a shorter version: “Marcus by Goldman Sachs is a top choice for those looking to grow their savings with competitive rates and no fees. With its high-yield savings accounts and CDs, you can earn a solid return on your money, while its no-penalty CDs offer flexibility to withdraw funds early. While it lacks physical locations and ATM networks, Marcus Insights helps you optimize your finances. Keep in mind that Marcus doesn’t offer checking accounts, IRAs, auto loans, or credit cards

Vio Bank

• No monthly fees
• APY: 0.66%

Vio Bank is a top choice for online savers looking to earn competitive yields on CDs and savings accounts. With an impressive APY of 0.66%, it’s one of the highest on this list. Vio’s low minimum deposit requirements and no monthly fees make it highly accessible. However, they don’t offer checking accounts and have limited budgeting tools. Vio provides much of the usability and security of traditional banking with the backing of trusted banking brand MidFirst Bank. With a minimum deposit of $100, Vio Bank is a great option for online savings.

Landmark Credit Union

• Highest-interest savings accounts
• APY: 7.50% APY up to $500

Landmark Credit Union is an online bank that offers one of the highest interest savings accounts with an interest rate of 7.50% APY up to $500. This is a great option if you only have a small amount of money to save, and it is also a great option if you are looking to divide your funds. Landmark Credit Union offers online and mobile banking and provides each member with a VISA debit card. It also offers overdraft protection, which means that if you overdraw your account, they will automatically transfer money from your savings account to cover the overdraft. However, they do not offer any other type of account, such as a checking.

Alliant Credit Union

• Fee-free withdrawals
• APY: 0.25%

Alliant Credit Union is an excellent option for those who want a traditional credit union feel, but with much better APY rates than average. They offer a 0.25% APY, which is still 5x higher than the national average. They also offer other savings account options, loans, and credit cards. One of the main advantages of Alliant is that they have a massive ATM network, offering fee-free withdrawals from over 80,000 ATMs nationwide. They also have a mobile app and online banking services, making it easy to manage your account from anywhere.

In conclusion, finding the right savings account is crucial to maximizing your savings and achieving your financial goals. Whether you’re looking for the highest-yield savings account online or the best savings account interest rate, there are plenty of options available. By considering factors like APY, minimum balance, fees, and customer service, you can find a savings account that meets your needs and helps you achieve your financial goals. So, take the first step towards financial security and open an online a saving account today. Choose one of the options listed above, you’ll be on your way to saving more and earning more interest on your hard-earned money.